Financial Inclusion
PROMOTION OF DIGITAL PAYMENTS ACT
The Promotion of Digital Payments Act aims to promote the use of digital payments for government transactions and merchant activities, addressing the current reliance on cash payments in the Philippines.
MAGNA CARTA FOR MICRO, SMALL AND MEDIUM ENTERPRISES (MSMES)
This bill aims to enhance support for Micro, Small, and Medium Enterprises (MSMEs) by amending the Magna Carta for MSMEs. It introduces measures to improve access to financing, reduce costs for permits, and ensure government procurement opportunities for MSMEs.
EBAYAD ACT
The eBayad Act aims to adopt and regulate digital payment systems for government financial transactions and merchants, promoting financial inclusion and efficient service delivery.
DIGITAL PAYMENT ACT
The Digital Payment Act aims to promote the adoption of digital payments for financial transactions by government entities and merchants, enhancing efficiency and transparency in financial operations.
ELECTRONIC PAYMENTS FOR MERCHANTS, ENTEPRISES, AND NATIONWIDE TRANSACTIONS (E-PAYMENT ACT)
Senate Bill No. 1821, known as the Electronic Payments for Merchants, Enterprises, and Nationwide Transactions (E-Payment Act), aims to promote the adoption of digital payments for financial transactions by the government and all merchants in the Philippines.
EXPANDED BANKING SERVICES ACT
The Expanded Banking Services Act aims to enable banks to expand their service delivery channels through cash agents, particularly in remote areas, to improve financial inclusion.
CREATION, ORGANIZATION, AND OPERATION OF DIGITAL BANKS
This bill aims to create a regulatory framework for digital banks in the Philippines by amending the General Banking Law of 2000. It defines digital banks, sets minimum capital requirements, and establishes operational guidelines to promote financial inclusion and security in digital banking.
ONE PAYROLL ACCOUNT ACT
The One Payroll Account Act aims to facilitate the opening and portability of transaction accounts for payroll purposes, allowing employees to maintain their accounts regardless of their employment status.
DIGITAL PAYMENTS ACT
The Digital Payments Act aims to promote the use of digital payments for government and merchant transactions, enhancing financial inclusion and efficiency in public service delivery.
OVERSEAS FILIPINO BANK ACT
The Overseas Filipino Bank Act aims to establish a revised charter for the Overseas Filipino Bank (OFBank), focusing on providing accessible financial services to overseas Filipinos and their families, while ensuring the bank operates as a fully digital institution.
PONDO SA PAGBABAGO AT PAG-ASENSO (P3) ACT
The Pondo sa Pagbabago at Pag-asenso (P3) Act aims to promote entrepreneurship by establishing a sustainable financing program for micro and small enterprises (MSEs) through the P3 Fund, which will provide accessible loans with low interest rates and no collateral requirements.
REVISED WAREHOUSE RECEIPTS LAW OF THE PHILIPPINES
This bill aims to modernize the warehouse receipts system in the Philippines by establishing a centralized electronic registry managed by the Securities and Exchange Commission (SEC) and repealing the outdated Warehouse Receipts Law of 1912.
ONE FILIPINO, ONE BANK ACCOUNT ACT
The One Filipino, One Bank Account Act mandates the Land Bank of the Philippines and the Development Bank of the Philippines to create and maintain a bank account for every unbanked Filipino citizen, facilitating access to financial services and government social programs.
REVISED WAREHOUSE RECEIPTS LAW OF THE PHILIPPINES
This bill aims to modernize the Warehouse Receipts Law of 1912 to improve access to credit for agricultural workers and Micro, Small, and Medium Enterprises (MSMEs) by establishing an Electronic Warehouse Receipts Registry and professionalizing warehousing activities.
USE OF DIGITAL TRANSACTION PAYMENTS ACT
The Use of Digital Transaction Payments Act aims to promote the adoption of digital payments for financial transactions by the government and merchants, enhancing efficiency and transparency in financial dealings.
BANGKO SA BARYO ACT
The Bangko sa Baryo Act aims to enable banks to expand their service delivery channels through cash agents, particularly in low-income and rural areas, by providing guidelines for their operation and establishing a regulatory framework.
STRENGHTENING ACCESS TO CREDIT FOR MICRO AND SMALL BUSINESS ACT OF 2025
This bill aims to promote entrepreneurship by establishing a sustainable financing program for micro and small enterprises (MSEs) through the Pondo sa Pagbabago at Pag-asenso (P3) program, which will provide accessible loans and support for MSEs in the Philippines.
REVISED COOPERATIVE CODE OF THE PHILIPPINES
This bill aims to provide a revised framework for the Cooperative Code of the Philippines, addressing issues faced by cooperatives and promoting their growth and development.
USE OF DIGITAL PAYMENT ACT
The Use of Digital Payment Act aims to promote the adoption of digital payments for financial transactions involving the government and merchants, enhancing efficiency and accessibility in financial transactions.
PANGKABUHAYAN ACT OF 2025
The Pangkabuhayan Act of 2025 aims to support micro, small, and medium enterprises (MSMEs) by establishing a framework for sustainable livelihood and entrepreneurship, including a dedicated fund and mandatory credit allocation for MSMEs.
PROMOTION OF DIGITAL PAYMENTS ACT
The Promotion of Digital Payments Act aims to promote the use of digital payments for financial transactions by government agencies and merchants, enhancing efficiency and financial inclusion.