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Social Welfare
BillSBN-123520th Congress

Protektadong OFW Act

In committee Filed Aug 20, 2025
◷ Where it standsIn Committee
FiledCommittee2nd Reading3rd ReadingBicamEnacted

Filed on August 20, 2025, and referred to the Committees on Migrant Workers and Finance; it has been pending in committee since then with no recorded action.

Should you care?
Relevance to you
Moderate

The bill addresses the need for better protection and support for Overseas Filipino Workers (OFWs).

OFWsMigrant workersGovernment agencies
Timeliness
Timely

The bill responds to ongoing issues faced by OFWs, particularly regarding their safety and legal status abroad.

Affects you ifOverseas Filipino workersMigrant workersDepartment of Foreign AffairsPhilippine Overseas Employment Authority
Impact assessment
AI read — verify with source
Overall impact
6.5/ 10
Long title

Protektadong OFW Act

Plain-language summary
AI Summary

The Protektadong OFW Act aims to provide free insurance for applicants of Overseas Employment Certificates (OECs) to enhance their protection and encourage compliance with documentation requirements.

What this bill actually requires
RequiresProvides free one-year insurance for OEC applicants.
RequiresEstablishes a system for processing OECs abroad.
FundsAppropriates ₱30 million for the first year from the Department of Foreign Affairs and the General Appropriations Act.
DeadlineImplementing rules and regulations must be issued within 60 days from effectivity.
DeadlineThe Act takes effect 15 days after publication.
ⓘ AI-generated — verify with the source.↗ Official Senate PDF
What changes from current law

Compared with current law:

Today

No free insurance for OEC applicants.

This bill

Free one-year insurance for OEC applicants.

Today

Limited incentives for undocumented workers.

This bill

Incentives for undocumented workers to obtain OECs.

ⓘ AI-generated comparison — verify against the bill and the cited law.
Ask this bill

The Act aims to provide free insurance for applicants of Overseas Employment Certificates (OECs) to enhance their protection and encourage compliance with documentation requirements.

Source · full text
Issue areas
Social WelfareOverseas Filipino WorkersMigrant WorkersDepartment of Foreign AffairsPhilippine Overseas Employment Authority

✦ Dashed tags are AI-suggested nuance; solid tags follow the committee taxonomy.

Legislative history
Aug 20, 2025Senate
Introduced by Senator MANUEL "LITO" M. LAPID;
Sep 15, 2025Senate
Read on First Reading and Referred to the Committees on MIGRANT WORKERS and FINANCE;
✦ AI insight

Stalled: the bill has sat in committee for over two months with no action since its referral on September 15, 2025.

Tap a term to decode it
Floor activity

No floor deliberations yet — this measure has not reached plenary. Its committee-stage actions appear under Legislative history above.

Full text
SBN-1235 — verbatim textAs filed

Sonate Jffice of the Bructarg 25 AUG 20 P5:06 TWENTIETH CONGRESS OF THE ) REPUBLIC OF THE PHILIPPINES First Regular Session RECEIVED BY: SENATE S. No. _1235 Introduced by Senator MANUEL "LITO" M. LAPID AN ACT PROVIDING FREE INSURANCE FOR COVERED APPLICANTS OF OVERSEAS EMPLOYMENT CERTIFICATES, APPROPRIATING FUNDS THEREFOR AND FOR OTHER PURPOSES EXPLANATORY NOTE Overseas Filipino Workers (OFWs) play a significant role in boosting our economy and increasing our financial resources. Inflows from the OFWs have become a crucial driver of our economic growth. In December 2022, the total remittances from OFWs reached a new monthly record of USD 3.49 billion, resulting in an annual total of USD 36.14 billion, up by 3.6% and the highest figure recorded. The Philippine Statistics Authority reported that about 1.83 million Filipinos were employed overseas from April to September 2021. It must be noted that this figure does not include undocumented workers. The presence of undocumented OFWs has resulted to numerous abuses and instances of being taken advantage of, as their lack of government recognition exposes them to exploitation and vulnerability. The Philippine Overseas Employment Authority (POEA) issues an Overseas Employment Certificate (OEC) to Filipino workers leaving the country for employment abroad. The OEC acts as a travel exit pass for OFWs at airports, exempting them from payment of travel tax and airport terminal fees, and assuring government protection for the OFWs.

However, many OFWs perceive the acquisition of the same as a burdensome step that serves only to impede their efforts in pursuing overseas employment. To promote the application for an OEC among Filipinos, an effective approach would be to educate them about the advantages and protections they can get and enjoy by possessing the appropriate documentation. Thus, this bill aims to enhance compliance among OFWs by providing free insurance coverage to eligible individuals who apply for an OEC. This bill offers incentives for undocumented Filipino workers to obtain the necessary documentation, enabling them to access the benefits and protections guaranteed by the State. This bill will be mutually beneficial for both OFWs and the government. In view of the foregoing, early passage of this bill is earnestly requested. Senator N

Offiep of tje fore clang 25 AUG 20 P5:06 REPUBLIC OF THE PHILIPPINES RETO REMINEE First Regular Session RECEIVED BY: SENATE S. No. _ 1235 Introduced by Senator Manuel "Lito" M. Lapid AN ACT PROVIDING FREE INSURANCE FOR COVERED APPLICANTS OF OVERSEAS EMPLOYMENT CERTIFICATES, APPROPRIATING FUNDS THEREFOR AND FOR OTHER PURPOSES Be it enacted by the Senate and the House of Representatives of the Philippines in Congress assembled:

SECTION 1. Short Title. - This Act shall be known as the "Protektadong OFW

6 Act."

SECTION 2. Declaration of Policy. - The State shall afford full protection to

labor, local and overseas, organized, and unorganized. The State shall also recognize the rights and contributions of Overseas Filipino Workers (OFWs). Towards these ends, the State shall provide adequate and timely social, legal, and economic services to OFWs. Pursuant thereto, the State shall ensure that all overseas Filipino workers are properly monitored and accounted for with due regard for their protection and welfare, and that overseas Filipino workers are incentivized to make themselves known to Philippine authorities abroad.

SECTION 3. Coverage. - The benefits under this Act shall apply to applicants

of overseas employment certificates (OECs); Provided, That the applicant-migrant worker is abroad; Provided further, That he/she has no prior record with the Philippine 18 Overseas Employment Authority (POEA), or if he/she has a prior record, is working in

a vulnerable sector, as may be determined by the POEA, in consultation with relevant 2 government agencies and other stakeholders.

SECTION 4. Benefits. - Covered migrant workers shall, upon securing an

overseas employment certificate from the POEA or the Philippine Embassy or consular offices abroad shall be given a free one-year insurance with the same or similar coverage as required under Republic Act No. 8042, as amended, otherwise known as the "Migrant Workers and Overseas Filipinos Act."

SECTION 5. Funding. - The payment for the premium of the insurance

9 provided under this Act shall be funded partly by the budget of the Department of 10 Foreign Affairs (DFA) earmarked for the Assistance to Nationals and partly by the appropriations in the General Appropriations Act as included in the budget of the POEA. For the first year of the implementation of this Act, an initial amount of Thirty Million Pesos (P30,000.000.00) is hereby appropriated. Thereafter, such amount necessary for its continued implementation shall be included in the annual General 15 Appropriations Act.

SECTION 6. Implementing Rules and Regulations. - The Department of Labor

and Employment (DOLE), DFA, POEA, OWWA, Insurance Commission and other relevant stakeholders shall issue the implementing rule and regulations of this Act within sixty (60) days from the effectivity of this Act. To ensure the proper implementation of this Act, DOLE, POEA and DFA shall 21 establish a system that shall facilitate the processing and issuance of OECs abroad.

SECTION 7. Separability Clause. - If any part or provision of this Act is held

unconstitutional or invalid, the other parts or provision hereof which are not affected thereby shall continue to be in full force and effect.

SECTION 8. Repealing Clause. - All laws, executive orders, presidential

decrees, rules and regulations or parts thereof contrary to or inconsistent with any provisions of this Act are hereby repealed, amended, or modified accordingly.

SECTION 9. Effectivity. - This Act shall take effect fifteen (15) days after its

2 publication in the Official Gazette or in two (2) national newspapers of general circulation. Approved,

Reproduced from the Senate document. The official PDF is the authoritative version.