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BillSBN-110920th Congress

Rental Payment and Eviction Moratorium During Disaster and Emergencies Act

In committee Filed Aug 7, 2025
◷ Where it standsIn Committee
FiledCommittee2nd Reading3rd ReadingBicamEnacted

Filed on August 7, 2025, and referred to the Committees on Trade, Commerce and Entrepreneurship and Urban Planning, Housing and Resettlement; it has been pending in committee since September 10, 2025, with no recorded action since then.

Should you care?
Relevance to you
Broad

The bill addresses housing security during emergencies, impacting many Filipinos.

TenantsLandlordsBusiness ownersLocal government units
Timeliness
Timely

The bill responds to ongoing housing crises exacerbated by recent disasters.

Affects you ifResidential tenantsMicro, Small and Medium Enterprises (MSMEs)Informal settlersLow-income familiesCommunity members in disaster areas
Impact assessment
AI read — verify with source
Overall impact
6.3/ 10
Long title

Rental Payment and Eviction Moratorium During Disaster and Emergencies Act

Plain-language summary
AI Summary

This bill proposes a moratorium on rental payments and evictions during disasters and emergencies, providing relief to affected individuals and families.

What this bill actually requires
RequiresImposes a 30-day moratorium on rental payments after a state of calamity ends.
RequiresProhibits eviction during the same period unless a criminal act occurs.
DeadlineImplementing rules and regulations must be issued within 60 days from effectivity.
ⓘ AI-generated — verify with the source.↗ Official Senate PDF
What changes from current law

Compared with current law:

Today

Rent must be paid during emergencies.

This bill

Rent payments are paused for 30 days after a state of calamity.

Today

Evictions can occur for any reason.

This bill

Evictions are prohibited during the moratorium.

ⓘ AI-generated comparison — verify against the bill and the cited law.
Ask this bill

The moratorium on rental payments lasts for 30 days from the termination of the state of calamity or emergency.

Source · full text
Issue areas
Social WelfareLocal GovernmentFinance & BudgetMSMEsRental PaymentEviction MoratoriumDisaster ReliefHousing Security

✦ Dashed tags are AI-suggested nuance; solid tags follow the committee taxonomy.

Legislative history
Aug 7, 2025Senate
Introduced by Senator WIN T. GATCHALIAN;
Sep 10, 2025Senate
Read on First Reading and Referred to the Committees on TRADE, COMMERCE AND ENTREPRENEURSHIP and URBAN PLANNING, HOUSING AND RESETTLEMENT;
✦ AI insight

Stalled: the bill has sat in committee for over a month with no action since its referral on September 10, 2025.

Tap a term to decode it
Floor activity

No floor deliberations yet — this measure has not reached plenary. Its committee-stage actions appear under Legislative history above.

Full text
SBN-1109 — verbatim textAs filed

Pifice of tie Brucetar TWENTIETH CONGRESS OF THE REPUBLIC OF THE PHILIPPINES 25 AUG -7 P2:57 First Regular Session RECEIVED BY SENATE 1109 S.B. No. _ Introduced by SEN. WIN GATCHALIAN AN ACT PROVIDING FOR A MORATORIUM ON RENTAL PAYMENT AND EVICTION DURING DISASTERS AND OTHER EMERGENCIES EXPLANATORY NOTE The COVID-19 pandemic has opened our eyes to the country's looming housing crisis while driving many Filipinos into financial hardships. Evictions in informal communities have surged, endangering the health of displaced informal settlers struggling to find shelter. For years, ordinary Filipinos have struggled with severe lack of affordable housing, weak tenant protections, limited social or public housing, and inadequate housing, especially during the pandemic. The Open Society Foundations find that globally, "abusive mortgage lending practices and the failure to regulate the financialization of housing have consolidated a system that reproduces housing precariousness and homelessness."' According to the Commission on Human Rights, this highlights the gaps in the State's protection of the Filipino's right to housing which is evident in the rising homelessness and informal settlements in both urban and rural areas, and in the growing impoverished population in the Philippines.? 1 "Protecting the Right to Housing during the COVID-19 crisis" by Open Society Foundations; https://www.justiceinitiative.org/publications/protecting-the-right-to-housing-during-the-covid-19-crisis https://chr.gov.ph/statement-of-chr-spokesperson-atty-jacqueline-ann-de-guia-on-the-proposed-senate-bill- imposing-a-moratorium-on-rental-payments-and-evictions-during-emergencies-and-calamities/

Accordingly, this proposed measure aims to protect poor Filipino families from the adverse effects, as well as cushion the impact, of disasters and other emergencies through a 30-day moratorium on rental payment, reckoned from the termination of the state of calamity. Bearing in mind that depriving Filipinos of shelter right after the occurrence of disasters or emergencies will leave them more vulnerable, this bill likewise introduces a moratorium on eviction. These mechanisms would give Filipinos affected by disasters enough time and breathing room to cope with the economic effects of such disasters and other emergencies. In view of the foregoing, the immediate passage of this measure is earnestly sought.

Ditep of t TWENTIETH CONGRESS OF THE REPUBLIC OF THE PHILIPPINES AUG -7 P2:57 First Regular Session RECEIVED BY SENATE S.B. No. _ 1109 Introduced by SEN. WIN GATCHALIAN AN ACT PROVIDING FOR A MORATORIUM ON RENTAL PAYMENT AND EVICTION DURING DISASTERS AND OTHER EMERGENCIES Be it enacted by the Senate and the House of Representatives of the Philippines in Congress assembled:

SECTION 1, Short Title. - This Act shall be known as "Rental Payment and

2 Evicüon Moratorium during Disasters and Emergencies Act."

SEC. 2. Declaration of Policy. - In the interest uf promuting the common aood

5 and the general welfare, it is hereby declared the policy of the State to provide 6 adequate relief and protection to those suffering from the ravages of calamities and other emergency situations. as follows:

SEC. 3. Definition of Terms. - For purposes of this Act, these terms are defined

a. "Disaster" refers to a serious disruption of the functioning of a community or a society involving widespread human, material, economic or environmental losses and impacts, which exceeds the ability of the affected community or society to cope

using its own resources. Disasters are often described as a result of the combination 2 of the exposure to a hazard, the conditions of vulnerability that are present, and 3 insufficient capacity or measures to reduce or cope with the potential negative 4 consequences. Disaster impacts may include loss of life, injury, disease and other 5 negative effects on human, physical, mental and social well-being, together with damage to property, destruction of assets, loss of services, social and economic 7 disruption and environmental degradation. b. "Emergency" refers to unforeseen or sudden occurrence, especially danger, 9 demanding immediate action. c. "State of Calamity" refers to a condition involving mass casualty and/or major damages to property, disruption of means of livelihoods, roads, and normal way of life of people in the affected areas as a result of the occurrence of natural or human- induced hazard. d. "Rent" refers to the amount paid for the use or occupancy of a residential unit whether payment is made on a monthly or other basis. e. "Residential unit" refers to an apartment, house and/or land on which another's dwelling is located and used for residential purposes and shall include not only building houses, dormitories, rooms and bedspaces offered for rent by their owners, except motels, motel rooms, hotels, hotel rooms, but also those used for home industries, retail stores or other business purposes if the owner thereof and their family actually live therein and use it principally for dwelling purposes. f. "Lessee" refers to a reison renting a residential unit. g. "Owner/Lessor" refers to the owner or administrator or agent of the owner of the residential unit. h. "Sublessor" refers to the person who leases or rents out a residential unit leased to him by an owner. i. "Sublessee" refers to the person who holds a lease which was given to another person for all or part of a property.

SEC. 4. Scope of Application. - This Act shall cover disasters and other kinds

2 of emergencies which may be (1) national in scope, as stated in the Declaration of a 3 State of Calamity or State of National Emergency by the President of the Philippines, or (2) provincial, city or municipal in scope, as declared through a State of Calamity or Emergency by the appropriate local government unit.

SEC. 5. Moratorium on Rental Payments. —There shall be a moratorium on the

8 enforcement of payment of all fees, charges, and costs relating to the rental of residential units, whether in a lease or sublease arrangement and whether reduced in 10 a written form or not, for the duration of the State of Calamity or Emergency mentioned in Section 4 of this Act and for thirty (30) days from the termination of said State of Calamity or Emergency: Provided, That if the covered period exceeds a total of sixty (60) days, the payment of the deferred fees, charges and costs shall be spread out for a six-month period of equal installments: Provided, further, That no penalties or interests shall be collected on the payments made by virtue of this Act. The benefit of this moratorium on rental payment may be applied to commercial or office space rental of Micro, Small and Medium Enterprises (MSMEs), as defined in Republic Act (RA) No. 9501, otherwise known as the "Magna Carta for MSMEs", as amended, at the discretion of the Secretary of the Department of Trade and Industry (DTI), taking into consideration the fact of closure/shutting down of businesses, community quarantine orders, or any other circumstance that may hamper their operations. Nothing in this Act shall prevent the contractual parties from mutually agreeing on other forms of payment, relief, or assistance, or from voluntarily waiving the benefit of the moratorium on rental payments.

SEC. 6. Moratorium on Eviction. - During the same period stated in Section 5

of this Act, the lessor, sublessor or owner of a residential unit may not make, or cause to be made, any eviction or similar legal proceeding to recover possession of the residential unit from the lessee/sublessee regardless of cause, except when a

lessee/sublessee perpetrates a criminal act that threatens the life, limb and property 2 of the lessor, sublessor or owner or their immediate family, or other tenants or staff 3 of the property in which the residential unit is located. The benefit of this moratorium on eviction may be applied to commercial or 5 office space rental of MSMEs, as defined in RA 9501, as amended, at the discretion of 6 the DTI Secretary, taking into consideration the fact of closure/shutting down of 8 their operations. 7 businesses, community quarantine orders, or any other circumstance that may hamper

SEC. 7. Implementing Rules and Regulations. — Within sixty (60) days from

the effectivity of this Act, the DTI and the Department of Human Settlements and Urban Development (DHSUD), in consultation with other relevant government agencies and stakeholders, shall issue the necessary rules and regulations to implement the provisions of this Act.

SEC. 8. Repealing Clause. - All laws, presidential decrees, executive orders,

proclamations, rules and regulations, or any part thereof, which are inconsistent with the provisions of this Act are hereby repealed or modified accordingly.

SEC. 9. Separability Clause. - If any provision or part of this Act, or the

application thereof to any person or circumstance, is held unconstitutional or invalid, the remainder of this Act shall not be affected thereby.

SEC. 10. Effectivity. - This Act shall take effect fifteen (15) days from its

publication in the Official Gazette or in at least two (2) newspapers of general circulation. Approved,

Reproduced from the Senate document. The official PDF is the authoritative version.